Get your health care
From GRA
Having a health insurance is not something you can afford to avoid!
There are different ways to be covered by a private insurance company.
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Requierements
We as NIST employees and guest-researchers :
- are foreigners don't have the same requirements that local people ; we e.g. need to be repatriated in some bad cases
- have different requirements imposed by NIST:
-On June, the 4th 2007-
Medical benefits of at least $50,000 per accident or illness; Rapatriation of remains in the amount of $7500; $10,000 Medical evacuation of the exchange visitor to his or her home country; A deductible not to exceed $500 per accident or illness. <= you got the list of those requirements when you arrived here)
Personal choice
As you are probably not an American citizen, this should fit also for you.
-On June 2007-
After a comparison of different insurances/plans (e.g. the one proposed by NIST), many of us have chosen Gateway with the plan Premier:
- http://www.gatewayplans.com
- I pay $960 per year for a deductible of $100 and 20% for the expense of the first $5000
VIE
French people: Consider seriously the VIE possibility.
How it works
Usually, you give your insurance informations to the doctors and the insurance will pays for you, and finally ask you later to pay the deductibles. However, if you have to buy some medication at the drug store, you may have to pay and get refund after. Medication can cost a lot... ($1900...)
French people with the VI: you will have to pay first and get refund after ; I got always refunded myself but had to arg for a long time sometimes with the "cabinet labalette"
